What distinguishes ZinsPlus from CashPlus?

CashPlus and ZinsPlus are two investment solutions that aim to achieve interest rates close to the European Central Bank’s deposit rate. While CashPlus uses the Euro Short Term Rate as a reference rate in addition to a positive return component of 0.085%, the expected return component for ZinsPlus is higher. This currently amounts to between 0.20% and 0.40% per year, which means that ZinsPlus generates an interest yield that is currently above the ECB deposit rate. This makes ZinsPlus, like CashPlus, an attractive alternative to traditional overnight money. Both investment solutions are available to you at any time via the app.