How secure is FestPlus?

FestPlus can be a suitable alternative to fixed-term deposits if you are able to set your money aside until September 2027, while still valuing some degree of flexibility. As long as none of the 400+ bonds in the portfolio default during the investment period, you will receive your initial investment plus the yield applicable at the time of purchase. FestPlus invests in a diversified portfolio of high-quality corporate bonds, which helps reduce the risk of default. No single bond is allowed to exceed 3% of the total investment amount, minimizing concentration risk. However, as with any investment, there is always a residual risk of loss — including total loss — though this is considered highly unlikely with FestPlus.