Can I lose money?

Yes, losses are generally possible. If you invest in FestPlus and hold it until maturity, you can expect to receive the yield that was locked in at the time of investment — assuming none of the bonds in the portfolio default (credit risk). This risk is considered low due to the portfolio’s diversification. Additionally, no single bond may exceed 3% of the total portfolio value. If you choose to sell FestPlus before its maturity in September 2027, market fluctuations may lead to a loss in value (interest rate risk). You can always check the current yield on our website.