How can CashPlus pay such high interest rates?

Unlike traditional banks, UnitPlus does not keep a margin on interest. While many banks pass on only part of the interest they receive from the European Central Bank (ECB) to their customers, CashPlus invests directly in a portfolio that tracks the performance of the short-term euro interest rate (€STR).

This eliminates costly intermediaries – allowing the return to closely follow what banks themselves receive on the market. The €STR is calculated daily by the ECB and serves as the key reference rate for short-term deposits in the eurozone.

This setup enables CashPlus to offer a particularly transparent and competitive interest rate – without relying on traditional banking models.