How safe is my money with UnitPlus?

Company capital invested via UnitPlus Business is designated as special assets (Sondervermögen) and is therefore kept and managed completely separately from the assets of UnitPlus and our partners. This means that even in the event of insolvency on the part of UnitPlus or our partners, your capital remains protected – it is not included in the insolvency estate. This protects your company capital even above the statutory deposit guarantee of €100,000. This regulation is enshrined in law in the German Capital Investment Code (Kapitalanlagegesetzbuch- KAGB) and is strictly monitored by the Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht – BaFin) and our custodian bank.

At UnitPlus Business, custody is provided by our partner Finax, a custodian bank regulated by BaFin with a German branch in Frankfurt am Main. Finax is registered with the Frankfurt Local Court under commercial register number HRB 136593 and is supervised by the ederal Financial Supervisory Authority (BaFin). 

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